Information on Super Visa Medical Insurance Requirement

Making it faster and simpler for relatives to return with their parents or grandparents, the Canadian federal government issued the last visa in December 2011. Parent and Grandparents Super Visa allows parent or grandfather connected to a car to remain in Canada for as long as two years without being renewed. Super Visa is mostly a multiple acceptance visa and is valid for ten years.

As with many visa applications, there are several requirements. One of the most talked about requirement of the new Super Visa would be the medical insurance requirement. Visa applicants must prove that they have Canadian health insurance coverage (also known as Super Visa insurance). In particular, the insurance plan must:

1. Valid for a minimum of one year from the date of entry into Canada.
2. Providing at least $ 100,000 coverage, and;
3. Must cover healthcare, hospitalization and repatriation

Canadian Immigration Minister Jason Kenney said: "One of the reasons we require people to prove that they have health insurance when they come to Canada is to give our officers more certainty that people's acceptance will not end up representing net cost to Canadian taxpayers ". Secretary Kenney went on to say that the new health insurance requirement could make it easier for visa holders to say "yes".

Health costs in Canada are some of the most expensive on the planet. The average overnight stay in Canada costs about $ 7000, and much more for patients with underlying complications. Prescription drugs will add significantly to the cost. All Canadian residents are universally protected by provincial and territorial health coverage plans and the cost of these plans is funded through income taxes. Residents outside Canada are usually not eligible for provincial or territorial coverage.

Concerning the minimum coverage requirement, the ministry said it thought the other nations needed medical coverage and the average cost of healthcare to produce the $ 100,000 claim. As one Citizenship and Immigration Administrator stated, "The $ 100,000 would be fair to the applicant and the Canadian taxpayer."

Applicants must purchase their medical insurance before issuing Super Visa as proof of insurance. The choice of the date of entry into force of the insurance policy is somewhat questionable, provided that proof of insurance must be submitted along with the visa application (therefore the visa has not yet been issued). However, this difficulty has a feasible solution. Most insurance contracts come with a valid date of 90 days from the date of purchase of the insurance policy, which gives applicants plenty of time to make changes to the insurance policy. Changing the policy date is simple and typically only requires a quick call to your insurance provider. The first day of insurance protection should be the day the parent or grandfather came to Canada. One year coverage starts on that day.

For those parents or grandparents who return home ahead of time (that is, before staying for the whole year), there is some relief. Most insurance companies will give you a partial refund for the unused portion of insurance (provided there were no prior claims). Also, every time a Super Visa application is rejected for any reason, the applicant is entitled to receive 100% of the premium paid for visa insurance.

Overall, the new Super Visa program is seen by many as a good step forward. However, the program is still in its infancy and will probably see some changes to improve the process down the road.