Guide to Buying Travel Insurance for Visitors to Canada

With a strong economy, hospitable culture, wonderful natural beauty and high quality of life, Canada is a popular destination for foreign visitors. Canada is not only a popular holiday destination and has the strongest economy in the G8. The strong Canadian economy means that Canada is a hot spot for business travelers, foreign workers, new immigrants and international students.

Canada also has an aging population which means the healthcare system is overloaded. Canada's health costs compete with the United States as the most expensive in the world.

Canada also has an aging population which means the healthcare system is overloaded. Canada's health costs compete with the United States as the most expensive in the world.

Sample of medical expenses in Canada.

Simple doctor visits cost about $ 150

Ambulance about $ 250

Non-critical hospital stay costs about $ 3,500 per night

About $ 20,000 by air


Medical expenses can make it bad financially. In order to ensure personal safety, medical insurance is highly recommended for all foreign visitors to Canada.

The good news is that medical insurance is quite affordable. For example, good individual coverage for 40 can be purchased for $ 3- $ 5 per day, and an entire family can be covered for under $ 15 per day.

Canadian insurance companies have developed medical insurance programs for all types of visitors to Canada. weather you are a business traveler, international student, new immigrant, foreign worker or just vacationing in Canada, a plan designed to fit your needs is available at an affordable price.

Business travelers and tourists visiting Canada

Whether you travel to Canada for business meetings or for a holiday with your family, medical insurance is important to cover the high costs of medical care. A Visitor to Canada Emergency Medical Department is available to pay for the costs incurred by sudden and unexpected medical conditions. Coverage is available for up to 89 years. No medical questions are required, but pre-existing medical conditions will probably be excluded from coverage. If you have a pre-existing medical condition, please read carefully the wording of the medical policy before buying.

Visitors to Medical Insurance Canada can be purchased at 25,000, 50,000, 100,000, 150,000 levels. Cover can be purchased for individuals, couples or families. Single trips and annual programs are provided. If you plan to travel to Canada frequently within a 12 month period then an annual plan would be more appropriate.

New immigrants to Canada

New immigrants to Canada are not eligible for provincial health insurance until they are granted immigration or permanent residence status.

Foreign Workers in Canada

Canada's labor shortage has provided foreign workers with many opportunities to enter Canada on a work visa. Unfortunately, these work visas are normally issued for 6 months minus one day … this is the day before foreign workers become eligible for provincial health insurance coverage. This means that private health insurance must be purchased to cover emergency medical costs for the period of temporary residence in Canada.

Patient Medical Insurance

Employers can provide medical insurance to foreign workers by purchasing Inpatriate Medical Insurance. You can buy inbound medical insurance for a six-month work visa. Insurance coverage can be purchased for one month for workers who have already arrived in Canada. Coverage can be purchased at $ 100,000, $ 500,000 or $ 1,000,000 levels. Single, couple or family coverage is also available. Insurance coverage for unskilled doctors differs from emergency medical visitor insurance, as it provides for non-medical emergency visits.

Visitors to Medical Canada Medical Insurance

Foreign workers who are not covered by their employers will be required to purchase private medical insurance. Visitors to Canadian Medical Emergency Insurance are available for personal coverage for the entire duration of your Canadian working period. Coverage can be purchased at $ 25,000, $ 50,000, $ 100,000 and $ 150,000 levels, with the high cost of healthcare in Canada advising the foreign worker to buy the best cover. Single, couple or family coverage is also available.

International students in Canada

Canada is a world leader in education. Many foreign students choose Canada for their foreign education destination. Not all international students are eligible for state health insurance sponsorship … and those eligible may have to wait three months before the coverage comes into force. Also, international students who do not attend eligible educational institutions will not be covered by the provincial government's health insurance plan. Private medical insurance is required. International students can choose to purchase full Health and Hospital Insurance or only Emergency Medical Insurance

Health and Disease Insurance

It provides international students who visit Canada with full health coverage. In addition to emergency medical coverage, non-medical emergency expenses and prescription drugs up to the maximum are also covered. There is medical coverage up to $ 1,000,000. The cover can also be purchased for the students' spouses and family while residing in Canada.

Emergency medical insurance

Similar to coverage like the health and hospital plan, but does not cover non-medical and prescription emergency medications, they are limited to a 30-day supply. The cover can also be purchased for the students' spouses and family while residing in Canada.

Make sure you are safe and enjoy the peace of mind during your stay in Canada with the purchase of medical insurance.